My goal in writing these Blogs is to give both Principals of business as well as Insurance professionals help it a better world for both to operate in.
If you’re a business owner looking for some tips on what to look for when purchasing property casualty insurance here are a few tips for you.
Here’s some tip’s. Look for a great agent. Great Agents are like great police detectives, we ask a lot of questions. In order for us to know what loss exposures you have we need to know exactly what your operations are.
I can’t tell you how many times at the end of an interview I have had someone say to me, ” oh, and we also do some bla bla bla etc.”.
This bla bla bla may be harmless and it might be a huge risk exposure. Agents as well as companies can’t and won’t cover it if we don’t know about it.
So, to make a long story short. Good agents should ask a lot of questions. We need to be great listeners, and please look for one who has a lot of experience in insuring the type of business you are in. Many of us specialize in certain types of business and not others. Don’t be on the learning curve of a rookie.
There is so much more that I will be writing on. I hope the words are helpful. Please leave me feedback. If you would like to visit us I am at mancinoandassociates.com, and my name is Bert Mancino.
Thank you for spending your time with me.